Insurance Solutions for Contractors & Business Owners

Altamira helps your business reduce risk with tailored commercial insurance solutions.

What we do

Altamira Insurance Agency is an independent brokerage that provides customized insurance solutions for contractors and business owners. 

  • Specializing in coverage for roofers, general contractors, builders, and more.

  • Offering competitive rates, discounts, and minimal down payments.

  • Providing easy online quotes and prompt certificate requests.

  • Same-day policy binding for immediate coverage.

We serve all types of Contractors

 

    • General Contractors: Managing residential, commercial, or industrial construction projects.
    • Trade/Specialty Contractors: Plumbing, electrical, HVAC, carpentry, roofing etc.
    • Property Owners & Developers: Building or managing commercial or residential properties.
    • Service & Repair Contractors: Providing maintenance and repair services for commercial or residential structures.
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Insurance Coverages We Provide

Every type of contractor encounters unique risks that necessitate specialized insurance to safeguard their business, employees, and projects. Our brokerage provides the following essential coverage options to suit your needs:

  • General Liability Insurance: Protects against claims for bodily injury, property damage, or advertising injury arising from your work, ensuring financial security on the job site.

  • Workers’ Compensation Insurance: Covers medical expenses and lost wages for employees injured on the job, meeting legal requirements and supporting your workforce.

  • Commercial Auto Insurance: Safeguards vehicles used for business purposes, covering damages from accidents, theft, or other incidents.

  • Builder’s Risk Insurance: Protects construction projects from risks such as fire, vandalism, or weather damage during the building process.

  • Professional Liability Insurance: Shields against claims of errors or negligence in professional services, such as design or consulting work, for contractors providing these services.

  • Inland Marine Insurance: Covers tools, equipment, and materials in transit or stored off-site, ensuring protection wherever you work.

  • Umbrella Insurance: Provides additional liability coverage beyond standard policies, offering extra protection for larger or more complex projects.

  • Pollution Liability Insurance: Protects against claims related to environmental damage, such as spills or contamination caused by construction activities.

  • Cyber Liability Insurance: Safeguards against data breaches or cyberattacks, which is critical for contractors handling sensitive client or project information.

  • Employment Practices Liability Insurance: Covers claims related to workplace issues, such as wrongful termination or discrimination, protecting your business operations.

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Some of our insurance Partners