Surety Bonds for Contractors

Contractor Bonds & Surety Bonds

Get the bonds your license and your contracts require — fast. Altamira offers contractor license bonds, bid bonds, performance bonds, and payment bonds across all our markets.

Buy a Bond Online — Instantly

For most common contractor license bonds, you can apply and get approved online no broker appointment needed.

Access Online Bond Portal ↗

For performance bonds and large projects, call us for a custom quote.

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Types of Contractor Bonds We Offer

Different projects and licensing requirements call for different bond types. Here are the most common surety bonds for contractors.

License & Permit Bond

Required by state licensing boards as a condition of holding a contractor's license. Protects the public from contractor fraud, code violations, and failure to complete work. The most common bond for contractors.

Contractor License Bond

A specific type of license bond filed with a state contractor licensing authority (CSLB, NSCB, ROC, etc.). Amount varies by state and license class. California requires a $25,000 CSLB bond.

Bid Bond

Required when submitting a bid on a public or private project. Guarantees that if you win the bid, you will enter into the contract and provide required performance and payment bonds.

Performance Bond

Guarantees that you will complete the contracted work according to the terms and specifications. If you fail to complete the project, the surety steps in and either completes the work or compensates the owner.

Payment Bond

Guarantees that subcontractors, laborers, and material suppliers will be paid. Required on federal projects (Miller Act) and most state public works projects. Often paired with a performance bond.

Subdivision Bond

Required by municipalities when developers build infrastructure (roads, sidewalks, utilities) within a subdivision. Guarantees the improvements will be completed to city standards.

Buy Your Contractor Bond Online — Right Now

Most license bonds approved instantly. No waiting, no paperwork. Get your bond and keep your project moving.

Buy a Bond Online Now ↗

Who Needs a Contractor Bond?

Contractor bonds are required in multiple situations. Most state contractor licensing authorities require a license bond as a condition of holding a contractor's license. The bond protects consumers who are harmed by contractor fraud, code violations, or failure to complete work — and it protects the licensing board's integrity.

Public works projects — federal, state, and local government contracts above certain dollar thresholds — require performance and payment bonds. The federal Miller Act requires performance and payment bonds on federal projects over $150,000. Most states have "Little Miller Act" statutes requiring bonds on state and local government construction.

Private project owners also increasingly require performance and payment bonds on large construction contracts to protect their investment. As a contractor, having the ability to obtain bonds quickly is a competitive advantage — it means you can pursue a wider range of projects.

Contractor Bonds in Your Location

Select your market for location-specific bond requirements and information.

Contractor Bonds — Frequently Asked Questions

Get Your Contractor Bond Today

Online bonding for most license bonds, or call us for performance and payment bonds on large projects.

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